Powering AI-driven transactions

Powering AI-driven transactions

Powering AI-driven transactions

API-first infrastructure for
AI-native payments

The unified solution for fast and efficient payments

Transacts.ai lets your AI agents make secure purchases, and merchants accept them with cryptographic proof and full control.

Start Integrating

Start Integrating

Start Integrating

View Docs

View Docs

View Docs

4.7

From 3,000+ reviews

4.7

From 3,000+ reviews

4.7

From 3,000+ reviews

Merchants

Developers

Merchants

Developers

Merchants

Developers

Trusted by teams building the future of intelligent commerce

From fast-growing startups to enterprise platforms, Transacts.ai powers secure payments between AI agents and real-world merchants.

See customer stories

See customer stories

See customer stories

Features

Features

Features

Delegate with precision

Define when, how, and for what purpose an agent is allowed to make a payment, down to the smallest detail. Time limits, spending caps, approved merchants, you set the rules.

Sign up users instantly

Sign up users instantly

Sign up users instantly

Gather authorization through the SDK

Gather authorization through the SDK

Gather authorization through the SDK

Connect bank accounts or cards

Connect bank accounts or cards

Connect bank accounts or cards

Start transfers using the API

Start transfers using the API

Start transfers using the API

IMMEDIATE PAYOUTS & TRANSFERS

Effortless card transfers without barriers

Transfer funds from bank accounts directly to debit cards in real-time, eliminating long settlement times and reducing operational complexities.

INSTANT ACCOUNT TOP-UPS

Instant deposits for new accounts

Instant deposits for new accounts

Let users fund their new debit cards, brokerage accounts, and wallets — with real-time settlement — and increase inbound deposits. It’s a win-win.

RAPID BANK TRANSFERS

ACH transfers, redesigned for enhanced security

ACH transfers, redesigned for enhanced security

Say goodbye to fraud, failures, and lost funds. Minimize the risks of ACH transfers and ensure funds reach their destination accounts as quickly as possible.

WHY TRansacts

Purpose-built for
agent-driven transactions

Speed

Launch fast. Transacts.ai is developer-ready with clean SDKs, clear docs, and a live sandbox.

Speed

Launch fast. Transacts.ai is developer-ready with clean SDKs, clear docs, and a live sandbox.

Speed

Launch fast. Transacts.ai is developer-ready with clean SDKs, clear docs, and a live sandbox.

Protection

Every payment is cryptographically verified. No chargebacks. No unauthorized intent. Trust by design.

Protection

Every payment is cryptographically verified. No chargebacks. No unauthorized intent. Trust by design.

Protection

Every payment is cryptographically verified. No chargebacks. No unauthorized intent. Trust by design.

Automation

Define logic once, delegate securely, and let agents transact, without manual reviews or extra overhead.

Automation

Define logic once, delegate securely, and let agents transact, without manual reviews or extra overhead.

Automation

Define logic once, delegate securely, and let agents transact, without manual reviews or extra overhead.

Built to Scale

Designed for high-concurrency systems, intelligent agents, and real-time platforms. One API, global-ready from day one.

Built to Scale

Designed for high-concurrency systems, intelligent agents, and real-time platforms. One API, global-ready from day one.

Built to Scale

Designed for high-concurrency systems, intelligent agents, and real-time platforms. One API, global-ready from day one.

PROBLEM / SOLUTION

Without transacts.ai

Agents can’t initiate real payments

Agents can’t initiate real payments

Agents can’t initiate real payments

Merchants can’t verify intent or avoid chargebacks

Merchants can’t verify intent or avoid chargebacks

Merchants can’t verify intent or avoid chargebacks

Developers have no way to enforce revoke permissions

Developers have no way to enforce revoke permissions

Developers have no way to enforce revoke permissions

With transacts.ai

Developers define exactly how agents are allowed to pay

Developers define exactly how agents are allowed to pay

Developers define exactly how agents are allowed to pay

Agents initiate secure payments using a signed, trackable token

Agents initiate secure payments using a signed, trackable token

Agents initiate secure payments using a signed, trackable token

Merchants receive verified payments, no extra verification needed

Merchants receive verified payments, no extra verification needed

Merchants receive verified payments, no extra verification needed

Case Studies

Case Studies

Case Studies

Meet our customers,
fans of radical payments

Case Study 01

Synapse Labs reduced fraud by 97% with agent-authorized payments By integrating Transacts.ai, Synapse Labs enabled their autonomous agents to complete transactions with built-in cryptographic proof. This eliminated false purchases and gave merchants full trust in agent-led checkouts — no disputes, no manual intervention.

→ Results:

Case Study 01

Synapse Labs reduced fraud by 97% with agent-authorized payments By integrating Transacts.ai, Synapse Labs enabled their autonomous agents to complete transactions with built-in cryptographic proof. This eliminated false purchases and gave merchants full trust in agent-led checkouts — no disputes, no manual intervention.

→ Results:

Case Study 01

Synapse Labs reduced fraud by 97% with agent-authorized payments By integrating Transacts.ai, Synapse Labs enabled their autonomous agents to complete transactions with built-in cryptographic proof. This eliminated false purchases and gave merchants full trust in agent-led checkouts — no disputes, no manual intervention.

→ Results:

Case Study 02

Nexio AI scaled to 20,000+ agent transactions per week — without added ops overhead Nexio needed a reliable way for their AI agents to make real-time, rules-based purchases across thousands of sessions. With Transacts.ai, they set logic once and let the platform handle the rest, freeing their team from manual monitoring.

→ Results:

Case Study 02

Nexio AI scaled to 20,000+ agent transactions per week — without added ops overhead Nexio needed a reliable way for their AI agents to make real-time, rules-based purchases across thousands of sessions. With Transacts.ai, they set logic once and let the platform handle the rest, freeing their team from manual monitoring.

→ Results:

Case Study 02

Nexio AI scaled to 20,000+ agent transactions per week — without added ops overhead Nexio needed a reliable way for their AI agents to make real-time, rules-based purchases across thousands of sessions. With Transacts.ai, they set logic once and let the platform handle the rest, freeing their team from manual monitoring.

→ Results:

The powerful payments
API built for product teams

Start quickly with easy platform integration. Unlike payment gateways, we offer a full set of solutions that work across your entire product.

See Docs

See Docs

See Docs

Sign up users instantly

Sign up users instantly

Sign up users instantly

Gather authorization through the SDK

Gather authorization through the SDK

Gather authorization through the SDK

Connect bank accounts or cards

Connect bank accounts or cards

Connect bank accounts or cards

Start transfers using the API

Start transfers using the API

Start transfers using the API

What You Can Do with Transacts.ai

What You Can Do with Transacts.ai

What You Can Do with Transacts.ai

The API infrastructure powering
secure agent payments

Start fast with SDKs and clear docs. Transacts.ai gives you the tools to enable agent-led payments — with full control, intent verification, and real-time execution. No hacks. No complexity.

Authorize agent transactions with cryptographic proof

Authorize agent transactions with cryptographic proof

Authorize agent transactions with cryptographic proof

Set payment rules via SDK (amount, purpose, expiry, etc.)

Set payment rules via SDK (amount, purpose, expiry, etc.)

Set payment rules via SDK (amount, purpose, expiry, etc.)

Connect to cards, accounts, or wallets

Connect to cards, accounts, or wallets

Connect to cards, accounts, or wallets

Trigger and track agent-initiated transfers in real time

Trigger and track agent-initiated transfers in real time

Trigger and track agent-initiated transfers in real time

import requests
import json

def enable_agent_payments():

     # Enable AI agent payments using the Transacts API quickstart endpoint

     # API endpoint
     url = "https://api.transacts/ai/v1/quickstart"

     headers = {
          "x-agent-key": "trx_agent...",
          "x-agent-secret": "e78c78..."
}

     try:
          # Make the API request
          response = requests.get(url, headers=headers)

Resources

Resources

Resources

Insights and ideas from the future of
agent-powered payments

We’ll curate blog posts, technical guides, and real-world use cases, all tailored to help you build smarter, faster, and safer

Blog 1

Why Merchant Trust is the Missing Piece in Agent Transactions

AI agents are getting smarter, but merchants still need proof of intent. This article breaks down how to eliminate chargebacks, avoid fraud, and gain instant acceptance from merchants.

Read more

Blog 1

Why Merchant Trust is the Missing Piece in Agent Transactions

AI agents are getting smarter, but merchants still need proof of intent. This article breaks down how to eliminate chargebacks, avoid fraud, and gain instant acceptance from merchants.

Read more

Blog 1

Why Merchant Trust is the Missing Piece in Agent Transactions

AI agents are getting smarter, but merchants still need proof of intent. This article breaks down how to eliminate chargebacks, avoid fraud, and gain instant acceptance from merchants.

Read more

Blog 1

Designing Safe Payment Logic for Autonomous Agents

Learn how to set up secure, rule-based delegation for AI agents using cryptographic authorization. A practical guide for developers who want trust baked in from the first transaction.

Read more

Blog 1

Designing Safe Payment Logic for Autonomous Agents

Learn how to set up secure, rule-based delegation for AI agents using cryptographic authorization. A practical guide for developers who want trust baked in from the first transaction.

Read more

Blog 1

Designing Safe Payment Logic for Autonomous Agents

Learn how to set up secure, rule-based delegation for AI agents using cryptographic authorization. A practical guide for developers who want trust baked in from the first transaction.

Read more

FAQ

FAQ

FAQ

Frequently Asked Questions

From how the API works to how you stay in control — here are answers to the most common questions from developers and merchants using Transacts.ai.

What exactly does transacts.ai do?

We enable AI agents to make real-world purchases — and let merchants accept them — using secure, rule-based payment infrastructure.

Is it secure?

Yes. Every payment is authorized with cryptographic proof of intent. That means no fraud, no guesswork, and no chargebacks.

How fast can I go live?

You can be up and running in under an hour. Our sandbox, SDKs, and docs are designed to help you move fast, without cutting corners.

Who is this for?

Developers building agent-first systems and merchants who want to safely accept agent-initiated transactions at scale.

Can I control what agents are allowed to pay for?

Absolutely. You define the rules — value caps, time limits, approved vendors — and can revoke access at any time.

What exactly does transacts.ai do?

We enable AI agents to make real-world purchases — and let merchants accept them — using secure, rule-based payment infrastructure.

Is it secure?

Yes. Every payment is authorized with cryptographic proof of intent. That means no fraud, no guesswork, and no chargebacks.

How fast can I go live?

You can be up and running in under an hour. Our sandbox, SDKs, and docs are designed to help you move fast, without cutting corners.

Who is this for?

Developers building agent-first systems and merchants who want to safely accept agent-initiated transactions at scale.

Can I control what agents are allowed to pay for?

Absolutely. You define the rules — value caps, time limits, approved vendors — and can revoke access at any time.

What exactly does transacts.ai do?

We enable AI agents to make real-world purchases — and let merchants accept them — using secure, rule-based payment infrastructure.

Is it secure?

Yes. Every payment is authorized with cryptographic proof of intent. That means no fraud, no guesswork, and no chargebacks.

How fast can I go live?

You can be up and running in under an hour. Our sandbox, SDKs, and docs are designed to help you move fast, without cutting corners.

Who is this for?

Developers building agent-first systems and merchants who want to safely accept agent-initiated transactions at scale.

Can I control what agents are allowed to pay for?

Absolutely. You define the rules — value caps, time limits, approved vendors — and can revoke access at any time.